The article defines methods for determining what you'll need to retire:

1. List your current expenses
2. Estiamte your new expenses in retirement
3. Add up your future estimated expenses
4. Find your estimated social security benefit
5. Add your pension or retirement plan benefit

Then determine what you need to SAVE to meet that goal (go to troweprice.com/ric for an online calculator).

The article goes on to say that you'll need to have saved at least $1.25 million at age 65 to be able to withdraw between $50,000 and $62,000 (in this year's dollars).

Let's start SAVING!